You've probably heard a lot about mortgage refinancing and wondered, "Should I refinance?" The answer depends on your goals and the benefits that refinancing your mortgage offers you. We can help you explore those benefits and how, when and why to refinance so you can make the decision that's best for you.

 

Get cash out of your home to use however you want.
Take money out of your home and use it for anything you choose, such as paying off other debts, remodeling, paying college tuition and more.

Lower your monthly payment and save.
Save by lowering the interest rate you're paying each month, extending the term of your loan or changing the type of your loan.

Consolidate debt and pay it off faster.
Get peace of mind - and free up income - by using home equity to consolidate other debts into one loan with a lower interest rate that you can pay off fast.

Pay off your mortgage faster and live easier.
With a mortgage refinance, you can change the amount of your monthly payment and explore different loan types to pay it off faster.

Keep your payments from rising.
If you're facing higher mortgage payments, refinancing can help you switch from an adjustable rate mortgage to a fixed-rate mortgage.