Meet Ruth Michalski

Ruth Michalski

Loan Officer

NMLS #144615

O 800-620-8777  |  M 860-213-0128

rmichalski@jgw.com

559 Hartford Pike #209

Dayville, CT 06241

State Licenses : CT (LO-144615),
MA (MLO144615), RI (none)

Apply now for a better mortgage experience through Encompass

At J.G. Wentworth Home Lending, LLC we have spent the last several years building our reputation by operating with a high level of integrity, offering the best in client service, and consistently delivering excellence in the competitive mortgage marketplace.

 

We are the first choice for clients interested in FHA, VA, and Conventional loan programs. Our experienced staff is dedicated to satisfying our client's unique needs. We are willing to go above and beyond to guarantee the smoothest loan transaction by providing online access to your loan documents and even offering to close your refinance in your very own home if allowed by state law.

 

We strive to under-promise and over-deliver at J.G. Wentworth Home Lending, LLC, where we are committed to becoming your "Lender for Life"!

 

Thank you for visiting our website, we look forward to earning your business.

 

- Ruth Michalski

Lending Specialties

J.G. Wentworth Home Lending offers some of the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation.  Some of our most popular products include:

 

  • Fixed rate mortgages:  30, 20, 15 & 10 year terms available

 

  • Adjustable rate loans:  10/1, 7/1, 5/1, 3/1

 

  • Jumbo loans:  Borrow with competitive rates

 

  • FHA loans:  Provide more flexibility in credit, income and equity/down payment requirements

 

  • VA loans:  Mortgages for Veterans and Active Military

 

  • Renovation loans:  Facilitate home improvements